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Beaverton School District
Beaverton School District

Beaverton Schools

Personal Finance Learning Targets

Business-Mktg, Personal Finance

ALT 1 - Finance Goals

Use a rational decision-making process to set and implement financial goals.

AST 1.1 - Decision Making, Planning  :  Explain how goals, decision-making, and planning affect personal financial choices and behaviors.

AST 1.2 - Financial Behavior  :  Analyze the role of cultural, social, and emotional influences on financial behavior.

AST 1.3 - Personal and Societial Consequences  :  Relate financial decisions to personal and societal consequences.

ALT 2 - Income and Career

Understand sources of income and the relationship between income and career preparation.

AST 2.1 - Income  :  Identify various forms of income and analyze factors that affect income.

AST 2.2 - Income Withholdings  :  Identify and understand required income withholdings.

AST 2.3 - Career Choices  :  Analyze criteria for selecting a career and the impact of career choices on income and financial stability.

ALT 3 - Money Management

Understand principles of money management.

AST 3.1 - Balanced Budget  :  Describe the role of planning and maintaining a balanced budget.

AST 3.2 - Credit  :  Understand credit uses and costs.

AST 3.3 - Impact of Credit  :  Describe the impact of credit on money management.

AST 3.4 - Consumer Protection Laws  :  Describe the rights and responsibilities of buyers and sellers under consumer protection laws.

AST 3.5 - Insurance and Risk Management  :  Discuss the purposes for insurance and risk management.

ALT 4 - Savings, Investment, Retirement Planning

Understand savings, investing, and retirement planning.

AST 4.1 - Savings  :  Describe the value and use of savings in financial planning.

AST 4.2 - Investing  :  Describe the value of investing and types of investments in the financial planning process.

AST 4.3 - Compare  :  Compare savings and investment.

AST 4.4 - Analyze  :  Analyze the financial preparation for retirement.

ALT 5 - Ownership

Understand and calculate the cost of home/business/auto ownership.

AST 5.1 - Financial Monthly Payments  :  Understand the elements related to the total cost of financed monthly payments.

AST 5.2 - Costs  :  Calculate the costs associated with financed monthly payments.

AST 5.3 - Related Costs  :  Understand related costs associated with renting/leasing vs. home/business/auto ownership.

ALT 6 - Professional Skills

Students will apply and demonstrate key professional skills to facilitate business success and to progress in business, accounting, marketing, sales, and service careers.

AST 6.1 - Collaboration  :  Students work effectively with others; respect diversity; are empathetic, cooperative, and willing to compromise; assume shared responsibility for group tasks; and communicate effectively in groups.

AST 6.2 - Communication  :  Students effectively communicate and listen through oral, written, visual, and nonverbal formats in both formal and information situations.

AST 6.3 - Leadership  :  Students inspire and influence others to achieve a common goal by capitalizing on strengths to coordinate tasks; motivating and guiding others; taking initiative and responsibility for outcomes; being decisive, assertive, and authoritative; developing others' skills; and negotiating conflict.

AST 6.4 - Self-Efficacy  :  Students are confident in their ability to obtain academic success; persist to overcome challenges; and are not defeated by failure.

AST 6.5 - Integrity  :  Students work in a systematic and organized fashion to develop precise and accurate products that comply with procedures and directions; have high standards; and maintain personal and academic integrity.

AST 6.6 - Adaptability  :  Students respond and adapt well to change; are comfortable with ambiguity; adjust priorities and thinking in response to change; manage pressure and setbacks; and maintain an optimistic outlook.